<?xml version="1.0" encoding="UTF-8"?>
<record
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xsi:schemaLocation="http://www.loc.gov/MARC21/slim http://www.loc.gov/standards/marcxml/schema/MARC21slim.xsd"
    xmlns="http://www.loc.gov/MARC21/slim">

  <leader>01067nam a2200349 i 4500</leader>
  <controlfield tag="001">santoandre-con_detalhe-92885</controlfield>
  <controlfield tag="003">SANTOANDRE</controlfield>
  <controlfield tag="005">20260716144544.0</controlfield>
  <controlfield tag="008">260716s1998    bl ||||| |||| 00| 0 por d</controlfield>
  <datafield tag="040" ind1=" " ind2=" ">
    <subfield code="a">SANTOANDRE</subfield>
    <subfield code="b">por</subfield>
    <subfield code="e">rda</subfield>
    <subfield code="d">Koha</subfield>
  </datafield>
  <datafield tag="099" ind1=" " ind2=" ">
    <subfield code="a">con_detalhe:92885</subfield>
  </datafield>
  <datafield tag="245" ind1="1" ind2="0">
    <subfield code="a">OVERSPENT AMERICAN (THE): UPSCALING, DOWNSHIFTING, AND THE NEW CONSUMER</subfield>
  </datafield>
  <datafield tag="100" ind1="1" ind2=" ">
    <subfield code="a">SCHOR, JULIET B.</subfield>
    <subfield code="e">Autor</subfield>
  </datafield>
  <datafield tag="250" ind1=" " ind2=" ">
    <subfield code="a">1 ed.</subfield>
  </datafield>
  <datafield tag="264" ind1=" " ind2="1">
    <subfield code="a">NEW YORK</subfield>
    <subfield code="b">BASIC BOOKS</subfield>
    <subfield code="c">1998</subfield>
  </datafield>
  <datafield tag="300" ind1=" " ind2=" ">
    <subfield code="a">XV. 253P. ILUS. 24CM. ENC.</subfield>
  </datafield>
  <datafield tag="546" ind1=" " ind2=" ">
    <subfield code="a">PORTUGUES</subfield>
  </datafield>
  <datafield tag="500" ind1=" " ind2=" ">
    <subfield code="a">INCLUI BIBLIOGRAFIA, APENDICES, NOTAS E INDICE.</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2="4">
    <subfield code="a">ESTADOS UNIDOS</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2="4">
    <subfield code="a">FINANCAS PESSOAIS</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2="4">
    <subfield code="a">PRECOS</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2="4">
    <subfield code="a">INVESTIMENTOS</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2="4">
    <subfield code="a">CREDITO</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2="4">
    <subfield code="a">COMPORTAMENTO DO CONSUMIDOR</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2="4">
    <subfield code="a">DIVIDAS</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2="4">
    <subfield code="a">POUPANCA</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2="4">
    <subfield code="a">CONSUMO (ECONOMIA)</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2="4">
    <subfield code="a">PADRAO DE VIDA</subfield>
  </datafield>
  <datafield tag="655" ind1=" " ind2="4">
    <subfield code="a">LIVRO</subfield>
  </datafield>
  <datafield tag="856" ind1="4" ind2="0">
    <subfield code="u">https://www.santoandre.sp.gov.br/pesquisa/con_detalhe.asp?ID=92885&amp;vHistoryNovo=sim</subfield>
    <subfield code="y">Registro de origem</subfield>
  </datafield>
  <datafield tag="942" ind1=" " ind2=" ">
    <subfield code="c">BK</subfield>
  </datafield>
  <datafield tag="999" ind1=" " ind2=" ">
    <subfield code="c">77284</subfield>
    <subfield code="d">77284</subfield>
  </datafield>
  <datafield tag="952" ind1=" " ind2=" ">
    <subfield code="0">0</subfield>
    <subfield code="1">0</subfield>
    <subfield code="4">0</subfield>
    <subfield code="7">0</subfield>
    <subfield code="a">BNL</subfield>
    <subfield code="b">BNL</subfield>
    <subfield code="d">2026-07-16</subfield>
    <subfield code="l">0</subfield>
    <subfield code="o">339.470973 SCH66o</subfield>
    <subfield code="p">328796</subfield>
    <subfield code="r">2026-07-16 14:45:44</subfield>
    <subfield code="w">2026-07-16</subfield>
    <subfield code="y">BK</subfield>
  </datafield>
</record>
